The budgeting app I use and recommend

Spending

I use Spending for more than 2 years now and surprisingly this app is not as popular as it should be.

I always believed in the importance of budgeting but was using the less sophisticated version of it, to be exact I used a paper and a pen, yeah I know most people use excel tables but I just found it too boring and never had a discipline to keep up with it. I never really had the discipline to follow the small expenses nor on excel and nor on paper, but this phone app was a real game changer in budgeting for me as I always keep my cell phone with me so was easy to follow even the smallest expenses and I got a real picture of my spending habit.

I started to use Spending just because I’ve seen it is free to download from Apple store and I thought I will give it a go. The ease of use was amazing, whenever I popped into a cafe for my regular Americano or Cortado I just quickly typed in the expense in the app and it was done. Paying for the groceries by the till and until waiting for my receipt I already filled in the expenses in the app.

I found it super easy to use, I love the simple interface, also value the edibility of the expenses and income sections. Quick to use and really nice to see the split of my expenses, especially in the first few months I was totally shocked how much I spent on coffees and drinks and on clothes etc… I didn’t even realised how much I really waste on things, because if you don’t track it, you barely know about it, if you don’t know about it, then you don’t care about it, so it’s like a vicious circle of waste.

Spending, the app might change your life

So let’s get familiar with the easy to use, simple budgeting app available for free on App store called Spending.

As you can see the interface of the app is more than simple, you can add categories to Expense or Income sections according to your lifestyle.

If you want a simple and free budgeting app and happened to have an iPhone then I’d definitely recommend to give it a go. In the app you can also set up recurring expenses and incomes which makes it even easier to track money. I think I don’t have to mention the importance of budgeting. Budgeting is the bare minimum to improve your lifestyle, create savings, have a base of forecasting. With budgeting you’ll explore the holes in your pocket, realise where you can cut off the unnecessary expenses and save that money, in another article will mention more about how to create wealth via asset purchases.

Get rid of the unnecessary expenses and save for your future, for your goals, stop wasting resources and your own money. Time is money and money is time.

PS; is this app free for Android also?

Your sincerely

To/Minimal